Gujarat MSME Policy 2026

Subsidy Calculator
Viksit Gujarat Industrial Policy

Estimate your MSME capital subsidy, interest subsidy, and power tariff support under the Viksit Gujarat Industrial Policy 2026 — instantly, with full breakdown.

Operative 1 Jun 2026 – 31 May 2031 Eligibility New & expansion units registered after 1 Jun 2026 Basis % of Eligible Fixed Capital Investment (eFCI)

1 Project & Investment

Quoted machine value. This drives MSME classification.
Factory shed, electrification, utilities — counts toward eFCI. Land is excluded.
Tools, equipment, eligible installation. Excludes land & working capital.
Drives interest subsidy. Leave 0 if self-funded — interest subsidy shows nil.

2 Location & Profile

Surat & most industrialised talukas are Category B. Category A carries the higher ceiling.
Thrust special sectors (Toys, Sports Goods, Footwear, Robots, Drones) reach the 50% / 45% ceiling.

3 Incentive Components

Each component has its own sub-cap. Switch any on; they stack until the overall eFCI ceiling is reached. Use Optimise for the highest legal total.

Capital subsidy
cap —
—
One-time % of eFCI.
Interest subsidy
cap —
—
% on term loan over the window, sub-capped on eFCI.
Power tariff support
cap —
—
₹/unit reimbursement, sub-capped on eFCI. Needs annual units consumed (Card 4).

4 Rate Assumptions

Confirmed framework figures are pre-filled. Edit any rate as official GRs are published.

Capital subsidy sub-cap (% of eFCI)
Interest subsidy

Max interest subsidy rate capped at 9% incl. add-ons. Unit bears min 2% itself.

Power tariff support (provisional)
Overall eFCI ceiling
Indicative total benefit
0
Classification: —
eFCI base: ₹0
Location: Category BCat B
Ceiling used: 0% of 35%
Headroom: ₹0
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How the stacking works

✓ Confirmed from the announced policy framework   ~ Provisional pending official Government Resolutions (GRs)
  • eFCI = plant & machinery + eligible building/utilities + other eligible fixed assets. Land is always excluded.
  • Components stack, each with its own sub-cap ✓: Cat-B → capital up to 25%, interest up to 10%, power up to 25% of eFCI — but the combined total cannot exceed the 35% overall ceiling.
  • Optimise fills the highest-value eligible components first until the ceiling is hit — the legal maximum entitlement.
  • Interest rate, power tariff rate & schedule are ~ provisional — adjust in Card 4, restore with Reset rates.
  • Eligibility basics: term loan financing, Udyam registration, commercial production within the policy window; apply within 1 year of first loan disbursement or DoCP.

Disclaimer. Planning aid based on the Viksit Gujarat Industrial Policy 2026 framework announced 15 June 2026. Final eligibility, exact percentages, caps and procedure are governed solely by the official Government Resolutions of the Industries & Mines Department, Government of Gujarat, and any amendments. Figures are estimates, not entitlements. Verify against the notified GR before relying on these numbers in a sanction note, bank proposal, or client commitment.